Annual Physical Cost Without Insurance in Utah (2025)
An annual physical exam is one of the best investments in your long-term health — but if you do not have insurance, the cost can be a barrier. In Utah, cash pay annual physicals range from $100 to $300 at independent primary care practices and urgent care clinics. Here is what is typically included and how to find the best price.
What does an annual physical cost in Utah?
Cash pay preventive care visit (CPT 99395-99396) prices in Utah:
• Direct primary care (DPC) practice: included with $50–$100/month membership • Independent primary care clinic: $100 – $200 • Urgent care center: $100 – $175 • Hospital-affiliated clinic: $200 – $350+
Note: Lab work ordered during your physical (cholesterol, blood sugar, CBC, thyroid) is billed separately. At an independent lab, a standard annual panel costs $50–$150. Asking for labs at a hospital facility will cost significantly more.
What is included in an annual physical?
A standard annual physical typically includes:
• Health history review and medication reconciliation • Vital signs (blood pressure, heart rate, height, weight, BMI) • Physical examination of heart, lungs, abdomen, skin, and musculoskeletal system • Age-appropriate screenings and immunization review • Lab orders for cholesterol, blood glucose, and other preventive tests • Discussion of lifestyle factors (diet, exercise, sleep, substance use)
Some practices also include depression screening, alcohol screening, and STI testing as part of the visit.
Direct primary care: the best value for the uninsured
Direct primary care (DPC) practices offer unlimited or near-unlimited visits for a monthly fee of $50–$100. For a self-pay patient who wants ongoing care including annual physicals, sick visits, and prescription management, DPC is typically the most cost-effective option.
DPC practices in Salt Lake City, Provo, and other Utah communities are growing rapidly. Many also offer wholesale pricing on labs and generic medications.
Frequently Asked Questions
How much does an annual physical cost without insurance in Utah?
Cash pay annual physicals in Utah cost $100–$200 at independent clinics and urgent care centers. Hospital-affiliated practices typically charge $200–$350. Lab work ordered during the visit is billed separately.
What blood tests are ordered at an annual physical?
Standard annual physical lab work typically includes a lipid panel (cholesterol), fasting glucose or HbA1c, CBC, and sometimes a comprehensive metabolic panel and TSH. At an independent lab in Utah, this bundle costs approximately $50–$150.
How often should I get an annual physical?
Most guidelines recommend a preventive exam every 1-3 years for healthy adults under 50, and annually for adults 50 and older or those with chronic conditions. Your doctor will advise based on your individual health status.
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