Cash Pay Healthcare in Phoenix: What You'll Actually Pay (2025)
Phoenix is one of the largest healthcare markets in the country, with Banner Health, HonorHealth, Dignity Health, and dozens of independent clinics all competing for patients. For cash-pay patients, that competition translates into real price variation — often thousands of dollars for the same procedure.
Common cash pay prices in Phoenix
Real cash prices currently listed on Prevu Med for Phoenix-area providers:
• Office visit (established patient, CPT 99213): $50 – $300 • Complete Blood Count (CPT 85025): $10 – $150 • Chest X-Ray (CPT 71046): $40 – $500 • Knee MRI (CPT 73721): $300 – $3,000+ • Screening colonoscopy (CPT 45378): $500 – $3,000+
Independent clinics and urgent care centers consistently offer lower prices than hospital outpatient departments.
Banner vs. HonorHealth vs. independent clinics
Banner Health has 15+ hospitals in the Phoenix metro with published cash prices. HonorHealth covers Scottsdale, Phoenix, Tempe, and East Valley locations.
For routine care (office visits, lab work, X-rays), independent urgent care and primary care clinics almost always offer lower cash prices than either system. For imaging and procedures, prices vary significantly even within the same hospital system — comparing before you book is essential.
Frequently Asked Questions
How much does a doctor visit cost in Phoenix without insurance?
A standard office visit (CPT 99213) in Phoenix costs $50–$200 at urgent care and independent primary care clinics. Hospital outpatient visits can cost $200–$500+.
Where can I get cheap lab work in Phoenix?
Independent labs and urgent care centers in Phoenix typically charge $10–$80 for common blood tests. Hospital outpatient labs charge significantly more for the same tests.
See actual cash pay prices from providers nationwide for Office Visit.
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